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BillPay

Germany 5.000 Get Quote
Credit card
Debit card
Bank transfer
E-Wallet
Direct debit
Cash on delivery
Prepaid card
Invoice
Mobile Carrier Billing
Others
E-commerce
M-commerce
POS
mPos
MOTO
In-App
Pricing vary depending on different criteria - such as payment method, transaction volume, amount of shopping, sold products and individually demanded services of a merchant. Therefore we will provide you with individual quotes. Paylobby will send you a quote within 1-2 days.
Acquirer
Processor
Collector
Aggregator
Payment method
Austria, Switzerland, Netherlands, Germany
Cecil, Chiemsee, Drivenow, Home24, Lieferando.de
+49 89 250 079 160
Credit card
Debit card
Bank transfer
E-Wallet
Direct Debit
  • BillPay Lastschrift
Cash on delivery
Invoice
  • BillPay Rechnung
Mobile Carrier Billing
Prepaid card
Others
Integration Features
Terms
Integration
  • via Shopmodul
  • via API
Shopping Systemes
  • Mauve
  • peppershop
  • 3MO eSolutions
  • EMS OnlineShop-Systeme
  • Hotdigital
  • Mondo Media
  • xanario
  • cosmoshop
  • Commerce SEO
  • Salesforce
  • modified
  • Gambio
  • jtl shop
  • OXID eSales
  • Shopware
  • xt:commerce
  • PrestaShop
  • Magento
Countries
EU
  • Netherlands
  • Germany
Europe
  • Switzerland
Security Features
Licences /Certifications
  • Bafin Lizenz
Service-Features
  • Customer service in German
  • Customer service in English
Payment Services
  • Zahlungsgarantie
  • Installments
  • Single payment transaction
Other Services
  • Debt Collection
  • Receivables management
Reporting
  • Transaction reporting
Layout
  • indviduallly branded payment page
Offices
  • Austria
  • Switzerland
  • Netherlands
Industries
  • Clothing / Shoes
  • Hospitality
  • Industry
  • Trade
Company Profile

Since 2009, BillPay offers payment methods including billing, partial payment and direct debit in Germany, Austria, Switzerland and the Netherlands.

BillPay Direct Debit

With SEPA-capable direct debit, merchants can offer their customers one of the most popular methods of payment - with a 100% payment guarantee, an advantage for merchants. If the customer pays late or does not pay at all, BillPay takes over the costs for the return debit, the risk and claim management, as well as collection notices.

For the customers, the process is super easy: They enter their delivery and billing addresses, as well as their account information. BillPay then checks the information in just a few seconds. The merchants can then finalize the order, initiate the billing process and send the ordered product. BillPay takes the billed amount from the bank account of the customer.

BillPay Billing

The billing method is still one of the most popular payment methods in Germany. With billing, the customer enters their name, address and their email address. Entering more sensitive information is not necessary. Instead of the merchant’s account information, the BillPay account information is shown on the customer’s bill. BillPay offers a 100% payment guarantee. The merchant does not need to worry about risk and claim management, as BillPay fully covers it.

BillPay Installment Purchases

Through BillPay, merchants can choose to bill in installments. Customers can choose between flexible installments, between 3 and 24 months. If a customer chooses an installment purchase option, the first installment is billed 30 days after ordering. The assessment of the customer and the decision are completed entirely online and in real time. There is no media interruption through Post-Ident. The execution of installments is completed through direct debit, transfer or through Giropay.

When an extension agreement is completed in a certain amount of time, the actual payment plan of the customer can be extended. The customer must extend their payment plan themselves, through their BillPay customer account. Service fees are applicable for this service, the amount is dependant on the length of the delay - the longer the extension is, the higher the fees.

Credit Check

For every online purchase over BillPay, there is an automatic check that runs in the background, that confirms the identity and credit of the customer. If the credit of a customer is good and the identity of the customer is confirmed, the purchase will be completed through billing, direct debit  or installment payments.

BillPay - Costs and Experiences

The business already serves over 5,000 online merchants as customers, including brands such as Zalando, Street One, Home24, Chiemsee and gourmondo.de. “WIth BillPay, we offer our customers simple and fast payment. The direct debit option from BillPay is very comfortable for customers and can be completed without any additional steps. We, as an online business, are very happy with payment processes through BillPay and recommend them strongly.”