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PostFinance, the financial service unit of Swiss Post, was created in 1906. The company began offering online service as early as 1998.
PostFinance SmartCommerce solution help merchants sell product or services online, launch donation appeals or collect membership fees online. SmartCommerce is an all-in-one solution, including shopping basket, checkout and payment on one page. This simple solution help merchants integrate all standard payment methods, with digital invoicing. SmartCommerce websites are fully customizable and optimized for mobile devices and search engines.
Merchants can choose, according to their size and transaction volumes, from three service packages – basic, startup or professional. The e-commerce module, gateway services and basic security features are included in every package. Pricing varies from one option to another; the transaction fees are also adapted according to the number of transactions being processed per month.
As it offers an interface that can be integrated directly into online shop system, clients will not be redirected. PostFinance’s platform is highly secured and monitored, furthermore, it is fully customizable to fit the merchant’s website design.
The company aims at offering all standard payment methods, allowing merchants to collect payment efficiently and reliably. Credit cards, such as MasterCard, Visa or American Express, e-wallet giant PayPal and Paysafecard are currently being processed by PostFinance. Foreign acquirers and other payment methods can also be offered on request. In 2009, PostFinance introduced mobile payments.
Although PostFinance is headquartered in Bern, Switzerland, it does process national and international payments. The provider offers a Europe-wide coverage.
PostFinance e-finance is the company’s online banking solution. E-finance and the PostFinance App help merchants access their company’s finances and carry out financial transactions quickly and securely, anytime and anywhere.
PostFinance issues debit and credit cards. The debit cards are available free of cost for clients of PostFinance bank, either in Swiss Franc or in Euros. Customers can choose between Visa or MasterCard credit cards. PostFinance issues Visa Classic, Visa Gold, Visa Platinum cards, as well as MasterCard Standard and MasterCard Gold cards. Furthermore, prepaid cards, either a PostFinance MasterCard Value or a Travel Cash card, can be issued.