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RatePAY

Germany Get Quote
Credit card
Debit card
Bank transfer
E-Wallet
Direct debit
Cash on delivery
Prepaid card
Invoice
Mobile Carrier Billing
Others
E-commerce
M-commerce
POS
mPos
MOTO
In-App
Pricing vary depending on different criteria - such as transaction volume, amount of shopping, sold products and requested services of a merchant. This is why we provide you with individual quotes. Paylobby will send you a quote within 2 days.
Acquirer
Processor
Collector
Aggregator
Payment method
Austria, Germany, Netherlands, Switzerland
Barbour, Blume 2000, Germanwings, Lodenfrey, Matrazen Concord
+49 89 250 079 160
Credit card
Debit card
Bank transfer
E-Wallet
Direct Debit
  • Direct debit
Cash on delivery
Invoice
  • RatePay
Mobile Carrier Billing
Prepaid card
Others
Integration Features
Terms
Integration
  • Direct Payment API Integration
  • Integration via Shop Plugin
Shopping Systemes
  • Drupal Commerce
  • Magento
  • osCommerce
  • OXID eSales
  • Shopware
  • Spryker
  • Symfony
  • Veyton
  • xt:commerce
Countries
EU
  • Austria
  • Germany
  • Netherlands
Europe
  • Austria
  • Germany
  • Netherlands
  • Switzerland
EMEA
  • Austria
  • Germany
  • Netherlands
  • Switzerland
Asia
Australia and Oceania
Africa
Middle East
Latin America
North America
Fraud Solutions
  • Blacklisting
  • Internal fraud-database
Licences / Certifications
Customer Services
  • Customer service by e-mail
  • Customer service by phone
  • Customer service in German
Payment Services
  • Installments
Other Services
  • Collection management
  • Factoring
  • Receivables management
Reporting
  • Transaction reporting
Offices
Industries
Company Profile

RatePAY GmbH

Created 2009, RatePAY has been offering the payment methods of invoice, instalment payment and direct debit. The payment provider is licensed under the German Payment Services Oversight Act (Zahlungsdiensteaufsichtsgesetz; ZAG) by the Federal Financial Supervisory Authority (BaFin).

RatePAY Otto

In 2010, RatePAY became a subsidiary of the Otto Group, through its EOS payment division. Early in 2017, the Otto Group agreed to sell RatePAY GmbH for an undisclosed sum by Advent International and Bain Capital Private Equity.

RatePAY Concardis

After its acquisition, RatePAY has been integrated within the Concardis Group, while retaining its brand and being managed as an independent company. The Otto Group, as a merchant, remains a client of RatePAY.

RatePAY Germany

RatePAY assumes the full risk of a payment default for all payment methods. The dealer is paid the money, even if the buyer does not pay. In the case of instalment payment, the dealer receives a disbursement promptly after the conclusion of the purchase even if the customer has not yet paid all the instalments. The payout is usually made 18 to 24 days after dispatch or conclusion of contract. For invoice and direct debit, the purchase must be of a value of at least 20 Euro, for the RatePAY instalment payment a minimal 200 Euro basket value is necessary.